Acquisition of Tools

My toolbox did not make it out with me from the house. So, I am faced with having no tools. When I opened the trunk of the car shortly after my house was destroyed, I found a hammer. I owned three. One daddy gave me, one I bought for a workman to use, and the other was a ball peen hammer I bought from a yard sale.

I have had to buy two needle-nosed pliers in order to repair jewelry I wear. So, that is it.

Tommy and I were out watering my now-gone garden when he saw something and picked it up, saying someone lost a tool. It was the ac guy. I am keeping the wire cutters he left. The rubber cover is coming off, it rusted a bit outdoors, and there is a huge chunk out of the cutting blades. It has enough use left in it for me. I am quite sure it is not worth returning to retrieve. 

I am still waiting on yard sales in order to buy used tools. So, how do you acquire tools? Purchase new? Purchase used? Inherit? Find? Or, just borrow? I do all except borrow!